PEPPER TOWNEHOMES HOMEOWNERS ASSOCIATION



This page is here to help provide information on the changes to insurance for homeowners. As we receive more information in the insurance issue we will post it here. 
 
We recommend contacting your local elected officials regarding the current insurance issue we are all saddled with.

Governor Gavin Newsom
1021 O Street, Suite 9000
Sacramento, CA 95814
Phone: (916) 445-2841
https://www.gov.ca.gov/contact/

State Senate (District 40)
Senator Brian W. Jones-REP
https://jones.cssrc.us/
El Cajon Office
500 Fesler Street #201
El Cajon, CA 92020
Phone: (619) 596-3136

State Assembly (District 75)
Assemblymember Marie Waldron-REP
https://ad75.asmrc.org/
Capitol Office (916) 319-2075
District Office (760) 480-7570.

Insurance Commissioner
Ricardo Lara
https://www.insurance.ca.gov/0500-about-us/05-Contact/
800-927-4357  

Insurance Information Page


2023 Information: 
As you know, we are in the process of voting a 2nd time to amend our CC&R's, to try and have the owners provide the building insurance.  Below are links to recent articles regarding the fire insurance crisis in California. 



2022 Information:  
Below are the recent letters mailed out for the insurance costs increase and governing documents changes. This information was also sent with a voting ballot. 
Recent issues have resulted in a change in our insurance carrier. These changes will require all homeowners to update their insurance coverage for their individual units. Click Here for the notification letter.

Click Here for the letter sent to the membership regarding the recent Assessment and Governing Documents changes. 

Click Here to view the First Amendment To Bylaws Of Pepper Townehomes Association


Click Here to view the Second Amendment To The Declaration Of Restrictions For Pepper Townehomes Association


Click Here for the current association insurance declaration.


Click Here for the list of insurance companies that have either cancelled or declined to provide coverage. 


Click Here for the first proposed amendments to the bylaws with annotations for further clarity.


Click Here for the second proposed amendments to the bylaws with annotations for further clarity.


Click Here for the State Farm Time Line of Events 


Click Here for the FAQ sheet regarding the Insurance & Governing Document Amendment